8.5/10
Ninja Casino
2,500+ games · EMTA (HKL000413, HKL000414, HKT000069, HKT000070)
100% up to €200 + 100 FS
Trustly Casinos in Estonia 2026
Pay N Play - play without an account. Instant deposits, fast withdrawals, secure bank authentication. SEB, Swedbank, LHV supported.
1. What is Trustly?
Trustly is a Swedish fintech company founded in 2008 that enables direct bank-to-bank payments through Open Banking technology. In Estonia, Trustly powers the Pay N Play system used by casinos like Boost Casino, Ninja Casino, and Nutz Casino - allowing players to deposit and start playing instantly without traditional registration. Players authenticate through their Estonian bank (SEB, Swedbank, LHV, Coop Pank, or Luminor) using Smart-ID or Mobiil-ID, and the casino account is created automatically. Deposits are instant, and withdrawals typically reach the player's bank account within 2-5 minutes. Trustly is regulated by the Estonian Financial Supervisory Authority (Finantsinspektsioon) and uses bank-grade encryption. The service is free for consumers - merchants pay the transaction fees. Trustly has a 2.7/5 rating on Trustpilot (3,316 reviews) and is used by over 8,100 merchants globally.
Sources: trustly.com, fi.ee, trustpilot.com/review/trustly.com
Founded
2008, Stockholm
Banks
6,300+ globally
Regulation
FSA (Estonia & Sweden)
2. How Trustly works
The Pay N Play system
Pay N Play is Trustly's flagship product for online casinos. Instead of filling out registration forms, verifying your email, and uploading documents, you simply deposit through your bank. The casino creates your account automatically in the background using the bank-verified identity data. This means you can start playing within seconds of arriving at the casino.
Step-by-step payment flow
1
Choose a Trustly casino
Select a casino from our list above. Boost Casino and Ninja Casino offer the full Pay N Play experience.
2
Click Deposit
On the casino's homepage or cashier, select Trustly as your payment method and enter the deposit amount.
3
Select your bank
Choose your Estonian bank (SEB, Swedbank, LHV, Coop Pank, or Luminor) from the Trustly interface.
4
Authenticate and confirm
Log in to your online banking using Smart-ID, Mobiil-ID, or ID-kaart and confirm the payment. Your casino account is created automatically.
Supported Estonian banks
SEBSwedbankLHVCoop PankLuminor
3. Best Trustly casinos in Estonia
All casinos below accept Trustly for deposits and withdrawals. Boost Casino and Ninja Casino offer the full Pay N Play experience.
4. How to deposit with Trustly
Depositing with Trustly is straightforward. The process is the same at all Trustly casinos in Estonia.
1
Choose a Trustly casino
Select a casino from our list above. Boost Casino and Ninja Casino offer the full Pay N Play experience.
2
Click Deposit
On the casino's homepage or cashier, select Trustly as your payment method and enter the deposit amount.
3
Select your bank
Choose your Estonian bank (SEB, Swedbank, LHV, Coop Pank, or Luminor) from the Trustly interface.
4
Authenticate and confirm
Log in to your online banking using Smart-ID, Mobiil-ID, or ID-kaart and confirm the payment. Your casino account is created automatically.
Minimum deposits and limits
5. How to withdraw with Trustly
Trustly withdrawals are processed directly to your bank account. No need to enter bank details - the casino sends funds to the same account you deposited from.
Withdrawal speed
Trustly withdrawals are typically processed within 2-5 minutes by the casino. This is significantly faster than traditional bank transfers (1-5 business days) or card withdrawals (3-5 days). Pay N Play casinos like Boost Casino and Ninja Casino offer the fastest processing times.
Limits and fees
6. Security and safety
Trustly is one of the safest payment methods available to Estonian players. Here is why:
🔐
Bank-grade encryption
Trustly uses the same encryption standards as your bank. All transactions are processed through secure banking protocols.
🛡️
No stored credentials
Trustly never stores data that can be used to access your bank account. Card details cannot be stolen or used for fraud.
✅
Licensed and regulated
Trustly is licensed by the Estonian Financial Supervisory Authority (Finantsinspektsioon) and the Swedish Financial Supervisory Authority.
📱
Two-factor authentication
Every transaction requires authentication through Smart-ID, Mobiil-ID, or ID-kaart - adding an extra security layer.
Trustly licensing (FSA)
Trustly Group AB is registered with the Estonian Financial Supervisory Authority (Finantsinspektsioon) as a licensed Payment Institution. It is also regulated by the Swedish Financial Supervisory Authority. The company is backed by Nordic Capital, a leading European private equity firm.
Trustpilot rating explained
Trustly has a 2.7/5 rating on Trustpilot (3,316 reviews). While this may seem low, it is common for payment services - users are more likely to leave reviews when experiencing issues. The rating reflects individual transaction disputes rather than systemic security problems. Trustly processes millions of transactions daily and maintains strong relationships with regulated banks worldwide.
7. Trustly vs other payment methods
Here is how Trustly compares to other payment methods available to Estonian players:
8. Frequently asked questions
Trustly is a Swedish fintech company founded in 2008 that enables direct bank-to-bank payments through Open Banking technology. In Estonia, Trustly powers the Pay N Play system used by casinos like Boost Casino, Ninja Casino, and Nutz Casino - allowing players to deposit and start playing instantly without traditional registration. Trustly is regulated by the Estonian Financial Supervisory Authority (Finantsinspektsioon) and uses bank-grade encryption.
Yes, Trustly is a licensed Payment Institution registered with the Swedish Financial Supervisory Authority and the Estonian Financial Supervisory Authority (Finantsinspektsioon). It uses bank-grade encryption and never stores data that can be used to access your bank account. Trustly has processed millions of transactions since 2008 and is used by over 8,100 merchants globally.
Trustly supports all major Estonian banks: SEB, Swedbank, LHV, Coop Pank, and Luminor. Players authenticate using Smart-ID, Mobiil-ID, or ID-kaart through their bank's online banking interface. Deposits are instant and withdrawals typically arrive within 2-5 minutes.
Trustly deposits are instant - funds appear in your casino account within seconds. Withdrawals are typically processed within 2-5 minutes by the casino, and the funds arrive in your bank account within minutes. This is significantly faster than traditional bank transfers (1-5 business days) or card withdrawals (3-5 days).
Pay N Play is a system created by Trustly that allows you to play at online casinos without creating a traditional account. You authenticate through your bank, and the casino account is created automatically in the background. This means no registration forms, no email verification, and no waiting - just deposit and play.
Several EMTA-licensed casinos accept Trustly in Estonia, including Boost Casino, Ninja Casino, Nutz Casino, OlyBet, and Betsafe. Boost Casino and Ninja Casino offer the full Pay N Play experience, while others use Trustly as a standard payment method.
Trustly is free for consumers - the service charges merchants (casinos) for processing transactions. Players pay no fees for deposits or withdrawals through Trustly. However, your bank may charge its own fees for certain transactions, so check with your bank directly.
Both are excellent payment methods for Estonian players. Trustly offers the Pay N Play system for instant registration and is supported by more casinos. Zimpler also offers fast deposits and withdrawals but requires traditional registration. Trustly has broader bank coverage in Estonia (5 banks vs Zimpler's 3). For the fastest experience, Trustly with Pay N Play is the better choice.
9. Summary
Trustly is the best payment method for Estonian casino players who value speed and convenience. Pay N Play eliminates registration friction. Deposits are instant, withdrawals arrive in 2-5 minutes, and the service is free for consumers. SEB, Swedbank, LHV, Coop Pank, and Luminor are all supported. Choose a Trustly casino from our list above and start playing today.
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Editorial disclosure: CasinoRoyale.ee is an independent casino comparison platform. This page contains affiliate links. Last updated: 3 August 2026.