8.5/10
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100% up to €200 + 100 FS
Zimpler Casinos in Estonia 2026
Pay by Bank deposits from your bank account. Fast withdrawals, no cards needed. SEB, Swedbank, LHV supported.
1. What is Zimpler?
Zimpler is a Swedish fintech company founded in 2012 that enables direct bank-to-bank payments through Open Banking technology. In October 2025, TrueLayer announced the acquisition of Zimpler, and the deal closed on March 3, 2026, creating Europe's largest Pay by Bank network with over 20 million users. In Estonia, Zimpler supports SEB, Swedbank, and LHV banks for instant deposits at online casinos. Zimpler GO is the company's Pay N Play product, allowing players to deposit and start playing without traditional registration. The service is regulated by the Swedish Financial Supervisory Authority (Finansinspektionen) under PSD2 since 2017. Zimpler connects to approximately 350 million bank accounts across 25 markets. Deposits are instant, and withdrawals typically reach the player's bank account within minutes. The service is free for consumers, with merchants paying transaction fees. Zimpler has a 1.5/5 rating on Trustpilot (65 reviews).
Sources: zimpler.com, finovate.com, docs.zimpler.com
Founded
2012, Stockholm
Bank Accounts
350M+ across 25 markets
Acquired by
TrueLayer (March 2026)
2. How Zimpler works
The Pay by Bank system
Zimpler uses Open Banking technology to enable direct bank-to-bank payments. Instead of entering card details or creating e-wallet accounts, you simply select your bank, authenticate with Smart-ID or Mobiil-ID, and confirm the payment. The funds move directly from your bank account to the casino.
Step-by-step payment flow
1
Choose a Zimpler casino
Select a casino from our list above. Boost Casino offers the fastest Zimpler experience.
2
Click Deposit
On the casino cashier, select Zimpler as your payment method and enter the deposit amount.
3
Select your bank
Choose your Estonian bank (SEB, Swedbank, or LHV) from the Zimpler interface.
4
Authenticate and confirm
Log in to your online banking using Smart-ID or Mobiil-ID and confirm the payment. Your casino account is credited instantly.
Supported Estonian banks
SEBSwedbankLHV
Note: Zimpler supports fewer Estonian banks than Trustly (which also covers Coop Pank and Luminor).
3. Best Zimpler casinos in Estonia
All casinos below accept Zimpler for deposits and withdrawals.
4. How to deposit with Zimpler
Depositing with Zimpler is straightforward. The process is the same at all Zimpler casinos in Estonia.
1
Choose a Zimpler casino
Select a casino from our list above. Boost Casino offers the fastest Zimpler experience.
2
Click Deposit
On the casino cashier, select Zimpler as your payment method and enter the deposit amount.
3
Select your bank
Choose your Estonian bank (SEB, Swedbank, or LHV) from the Zimpler interface.
4
Authenticate and confirm
Log in to your online banking using Smart-ID or Mobiil-ID and confirm the payment. Your casino account is credited instantly.
Minimum deposits and limits
5. How to withdraw with Zimpler
Zimpler withdrawals are processed directly to your bank account. The casino sends funds to the same account you deposited from.
Withdrawal speed
Zimpler withdrawals are typically processed within 0-24 hours by the casino. This is faster than traditional bank transfers (1-5 business days) but slower than Trustly (2-5 minutes at Pay N Play casinos). The speed depends on the casino's processing time rather than the Zimpler network itself.
Limits and fees
6. Security and safety
Zimpler is one of the safest payment methods available to Estonian players. Here is why:
🔐
Bank-grade encryption
Zimpler uses the same encryption standards as your bank. All transactions are processed through secure banking protocols.
🛡️
No stored credentials
Zimpler never stores data that can be used to access your bank account. No card details are transmitted or stored.
✅
Licensed and regulated
Zimpler is licensed by the Swedish Financial Supervisory Authority (Finansinspektionen) under PSD2 since 2017.
📱
Strong Customer Authentication
Every transaction requires authentication through Smart-ID or Mobiil-ID, adding an extra security layer.
Zimpler licensing (Swedish FSA)
Zimpler AB is a licensed Payment Institution under PSD2, regulated by the Swedish Financial Supervisory Authority (Finansinspektionen) since 2017. The company is also registered with the Estonian Financial Supervisory Authority (Finantsinspektsioon) for cross-border payment services. In May 2025, Zimpler received authorization from the Brazilian Central Bank as a payment institution.
Trustpilot rating explained
Zimpler has a 1.5/5 rating on Trustpilot (65 reviews). While this may seem low, it is common for payment services - users are more likely to leave reviews when experiencing issues. The rating reflects individual transaction disputes rather than systemic security problems. Trustpilot reviews are from consumers, not casino operators, and the same pattern appears with Trustly (2.7/5 from 3,316 reviews).
7. Zimpler vs Trustly
Both are Swedish Pay-by-Bank solutions. Here is how they compare for Estonian casino players:
Verdict: Trustly has the edge in Estonia due to broader bank coverage (5 banks vs 3) and faster withdrawals (2-5 minutes vs 0-24 hours). Zimpler is a strong alternative for players using SEB, Swedbank, or LHV, and the TrueLayer acquisition strengthens its position. For the widest casino support, Trustly is the better choice.
8. Frequently asked questions
Zimpler is a Swedish fintech company founded in 2012 that enables direct bank-to-bank payments through Open Banking technology. In Estonia, Zimpler supports SEB, Swedbank, and LHV banks for instant deposits at online casinos. The service is regulated by the Swedish Financial Supervisory Authority (Finansinspektionen) under PSD2 since 2017. In October 2025, TrueLayer announced the acquisition of Zimpler, and the deal closed on March 3, 2026, creating Europe's largest Pay by Bank network with over 20 million users.
Yes, Zimpler is a licensed Payment Institution regulated by the Swedish Financial Supervisory Authority (Finansinspektionen) under PSD2 since 2017. It uses bank-grade encryption and Strong Customer Authentication on every transaction. No card data is stored or transmitted. The service connects to approximately 350 million bank accounts across 25 markets.
Zimpler supports SEB, Swedbank, and LHV in Estonia. Players authenticate using Smart-ID or Mobiil-ID through their bank's online banking interface. Deposits are instant and withdrawals typically arrive within minutes.
Zimpler deposits are instant - funds appear in your casino account within seconds. Withdrawals are typically processed within 0-24 hours by the casino, with the funds arriving in your bank account shortly after. This is significantly faster than traditional bank transfers (1-5 business days).
Zimpler GO is the company's Pay N Play product, launched in 2019. It combines casino registration, KYC, and first deposit into a single bank authentication. Players select their bank, authenticate with Smart-ID, and the casino account is created automatically from verified bank data while the deposit processes.
Several casinos accept Zimpler in Estonia, including Boost Casino, Optibet, and Ninja Casino. These casinos offer instant deposits and fast withdrawals through Zimpler's Pay by Bank technology.
Zimpler is free for consumers - the service charges merchants (casinos) for processing transactions. Players pay no fees for deposits or withdrawals through Zimpler. However, your bank may charge its own fees for certain transactions.
Both are excellent Pay by Bank options for Estonian players. Trustly has broader bank coverage in Estonia (5 banks vs Zimpler's 3) and offers full Pay N Play. Zimpler has a growing network (350M bank accounts across 25 markets) and the TrueLayer acquisition strengthens its position. For the widest bank support in Estonia, Trustly has the edge. For Nordic-focused players, both work well.
9. Summary
Zimpler is a solid Pay-by-Bank option for Estonian casino players, particularly those using SEB, Swedbank, or LHV. Deposits are instant, the service is free, and the Swedish FSA licence ensures regulatory oversight. The TrueLayer acquisition (March 2026) strengthens Zimpler's network to 350M+ bank accounts across 25 markets. However, Trustly offers broader bank coverage in Estonia and faster withdrawals. Choose Zimpler if your bank is supported and you prefer its interface.
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Editorial disclosure: CasinoRoyale.ee is an independent casino comparison platform. This page contains affiliate links. Last updated: 3 August 2026.